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This quote by Rajiv Bajaj is packed with insightful business lessons rooted in real-world strategic thinking. Let’s break down the core lessons with examples: 1. Premiumization vs. Differentiation Lesson: Premiumization is not a universal strategy; what's more important is differentiation —how a company chooses to stand out. Explanation: Rather than blindly following the trend of premiumizing products to appeal to wealthier customers (especially in a K-shaped recovery where income gaps widen), Bajaj emphasizes that every business must define its own unique value proposition. Example: Bajaj Auto : Instead of shifting all focus to high-end bikes like Harley-Davidson, Bajaj differentiates across segments—KTM for performance, Pulsar for sporty mass-market, and Boxer for low-income markets. Tata Motors : Tata introduced the Nano for budget-conscious consumers, a contrast to Jaguar Land Rover, which caters to luxury buyers. 2. "Focus and Fragmentation are Two Sides of ...

  Below is an integrated and concise overview of developed countries where aspiring professionals can pursue post-graduation studies with a clearer path to permanent residency (PR) and citizenship compared to Singapore’s stringent system. This combines and refines the information from the previous responses, and focuses on countries with favorable post-study work visas, defined immigration pathways, and advantages in education, job markets, and integration.  The countries recommended are Canada, Australia, New Zealand, Germany, Netherlands, United Kingdom, Ireland, Sweden, Norway, and Denmark. 1. Canada Post-Study Work : Post-Graduation Work Permit (PGWP) for up to 3 years. PR Pathway : Express Entry (Canadian Experience Class) awards points for Canadian education/work. PR possible in 1–3 years. Citizenship : After 3 years of PR (5 years total residency). ~4–6 years post-graduation. Advantages : Affordable tuition (CAD 20,000–40,000/year). Multicultural, English-speaking socie...